We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com What you'll be doing Our Residential Real Estate Secured Lending (RESL) Collateral Management team helps protect the bank and support a strong client experience by ensuring collateral strategies, data, and monitoring practices are effective, accurate, and aligned with regulatory expectations. As a Senior Manager, RESL Collateral Management, you'll lead complex analysis and strategic recommendations to optimize collateral management across the RESL portfolio. You'll provide data-driven insights to support appraisal strategy, maximum loan amount calculations, and broader risk monitoring, while identifying opportunities to improve processes, data quality, and operational efficiency. You'll work closely with partners across Risk, Retail Operations, Legal, Compliance, Audit, Treasury, and Business Intelligence to develop business cases, implement strategic initiatives, and track results. You'll also act as a subject matter expert, helping the team adapt collateral management practices as personal borrowing strategies evolve. At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote. How you'll succeed Strategic collateral management - Lead the development and enhancement of strategies that safeguard RESL collateral assets and support effective portfolio monitoring. Recommend changes to processes and controls that improve operational efficiency, client experience, and regulatory compliance. Advanced analytics and insight generation - Use advanced analytics and statistical insights to identify trends, assess risk, and provide recommendations that optimize collateral management practices. Design and interpret reporting, queries, and analysis to support deeper insight into the RESL portfolio. Appraisal and lending optimization - Review and challenge appraisal management strategy using data-driven insights, including recommendations on the appropriate mix of appraisal methods within CIBC's risk appetite. Cross-functional partnership - Build strong working relationships with senior leaders, business partners, vendors, and consultants across the organization. Collaborate on business cases, strategic initiatives, and implementation plans to ensure deliverables are achieved on time and with the right outcomes. Data quality and continuous improvement - Define data requirements in partnership with Business Intelligence and other stakeholders. Lead initiatives to improve the integrity, accuracy, and quality of collateral-related data through validation, analysis, and continuous improvement. Risk and issue management - Investigate and resolve complex collateral-related issues to ensure adherence to internal policies, procedures, and regulatory requirements. Serve as a trusted subject matter expert and provide informed recommendations as new personal borrowing strategies are introduced. Who you are You're an experienced strategic leader. You bring strong experience in banking, lending, risk, collateral management, or a related field, with the ability to lead complex initiatives and influence decisions across a broad stakeholder group. You have strong analytical expertise. You use data to uncover insights, assess risk, and support well-reasoned recommendations. You're comfortable translating complex analysis into clear business actions and strategic decisions. You're knowledgeable in personal lending and banking operations. You understand the personal lending business, related systems, and the broader banking environment, including trends, controls, and regulatory considerations that affect collateral management. You're a collaborative relationship builder. You build trust quickly and work effectively with colleagues, executives, vendors, and external partners. You know how to gain support, align priorities, and move work forward in a matrixed environment. You're an effective communicator. You have well-developed written, verbal, and presentation skills, and you're able to explain complex concepts clearly to different audiences, including senior leaders. Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability. What CIBC Offers At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. Job Location Toronto-81 Bay, 24th Floor Employment Type Regular Weekly Hours 37.5 Skills Business Effectiveness, Business Implementation, Communication, Data Reporting, Decision Making, Metrics Analysis, Process Improvements, Reporting and Analysis, Statistical Analysis At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.